The Reserve Bank of India (RBI) has reported an 8.2% increase in its balance sheet for FY25, reaching ₹76.25 lakh crore as of March 31, 2025, up from ₹70.47 lakh crore in FY24.
This expansion was fueled by a 52.09% surge in gold holdings, alongside a 14.32% rise in domestic investments and a modest 1.70% increase in foreign investments. On the liabilities side, notes issued grew by 6.03%, while revaluation accounts, reflecting unrealized gains from foreign assets and gold, jumped 17.32%. Other liabilities saw an impressive 23.31% rise, signaling broader financial growth.
RBI’s financials showed a solid upswing, with income soaring 22.77% and expenditure rising 7.76%. The surplus reached ₹2.68 lakh crore, significantly higher than ₹2.10 lakh crore in FY24. The central bank’s report suggests a balanced approach, focusing on steady growth and controlled inflation.
With gold playing a bigger role in RBI’s reserves, its balance sheet reflects evolving monetary policies and financial strategies. This growth underscores India’s economic resilience and RBI’s efforts to maintain stability in uncertain times.