Top 8 Investment Options for Women with Returns (2025)

On International Women’s Day 2025, securing financial independence is key. Here are eight smart investment options for women with their latest returns:

1. Stocks – Returns vary based on market performance, but historical averages range from 12-15% annually.
2. Mutual Funds – Equity mutual funds yield 10-15%, while debt funds offer 6-8%.
3. Gold – Gold prices fluctuate, but Sovereign Gold Bonds (SGBs) offer 2.5% annual interest plus gold appreciation.
4. Public Provident Fund (PPF) – A safe, long-term savings option with 7.1% interest (compounded yearly).
5. Fixed Deposits (FDs) – Bank FDs offer 6-7.5% interest, depending on tenure and bank policies.
6. Mahila Samman Savings Certificate – Exclusive for women, offering 7.5% fixed interest for two years (max investment ₹2 lakh).
7. Systematic Investment Plans (SIPs) – Returns depend on mutual fund type; equity SIPs historically give 10-15%.
8. National Pension System (NPS) – Returns range from 8-12%, depending on asset allocation.

Diversify investments for financial security and wealth growth. Start today!