Record SIP Closures in March
March 2025 witnessed a record 51 lakh mutual fund SIPs discontinued, with a stoppage ratio of 127.5% For every 100 new SIPs registered, 127.5 were stopped. This trend has persisted since January, with stoppage ratios of 122% in February and 109% in January.
Impact on SIP Inflows and AUM
SIP inflows dipped slightly to ₹25,926 crore in March, down from ₹25,999 crore in February. Despite this, the assets under management (AUM) through SIPs rose to ₹13.35 lakh crore, showcasing the resilience of the mutual fund industry.
Challenges and Opportunities
The number of contributing SIP accounts dropped to 8.11 crore, but retail mutual fund folios increased marginally. This highlights the challenges faced by the industry while also pointing to its potential for recovery.
Key Takeaway
March 2025 serves as a reminder of the importance of patience and informed decisions in mutual fund investments. Staying invested and understanding market dynamics can help investors navigate such fluctuations.